Same-day FilingInstant Bank AccountNo Hidden Fees
Background Image
  1. The Complete Guide to Setting Up an LLC in Florida

The Complete Guide to Setting Up an LLC in Florida

Start My Florida LLC
Table of Contents

    Key Takeaways

    • $125 Articles of Organization filing fee (Form Online (sunbiz.org)), paid to the Florida Division of Corporations
    • No Florida personal income tax; only the $138.75 annual report is required each year
    • Annual Report (Online (sunbiz.org)) due within May 1 of the year after your formation year of formation, $138.75 fee; $400 late penalty
    • Operating agreement not legally required in Florida, but strongly recommended for member protection
    • Must designate a Florida registered agent with a physical Florida street address
    • No publication requirement
    • Same-day filing available through LLC Attorney at no markup on state fees

    Florida is one of the most popular states for LLC formation — a $125 Articles of Organization filing fee, no state personal income tax on pass-through income, and a straightforward annual compliance calendar. The biggest compliance trap is the May 1 annual report deadline: miss it by a single day and an automatic $400 late penalty applies. This guide covers every step and cost, with same-day filing available through LLC Attorney starting at $49.

    $125Articles of Organization filing fee
    $138.75Annual report fee (due May 1)
    $0State income tax on LLC pass-through income
    $49LLC Attorney formation starting price

    Who Should Form an LLC in Florida?

    Florida's large economy, zero state income tax, and business-friendly regulatory environment make it an attractive state for entrepreneurs across industries. An LLC is particularly well-suited for freelancers, real estate investors, e-commerce sellers, and service businesses that want liability protection without corporate formalities.

    The LLC structure separates your personal assets from business debts and legal claims — critical protection if your business is sued or takes on debt. Pass-through taxation means the LLC itself does not pay income tax; profits and losses flow directly to your personal federal tax return.

    Real estate investors in Florida frequently use LLCs to hold individual properties, isolating each investment's liability. Florida's growing tourism and short-term rental market makes the LLC an especially popular structure for Airbnb hosts and vacation rental owners. Banks, title companies, and property managers routinely require an LLC before engaging with real estate investors.

    When Are You Required to Form an LLC in Florida?

    Forming a Florida LLC becomes necessary when personal liability risk is present in your business. If you are conducting active business operations — hiring employees, signing leases, taking client payments — personal liability protection through an LLC is essential. A lawsuit judgment against your unprotected business could reach your personal savings and home equity.

    Banks and commercial lenders often require an LLC before extending a business line of credit or opening a business account. Florida vendors, commercial landlords, and platform providers (Amazon, Shopify, Airbnb) frequently require a business entity. Formalizing your business as an LLC also establishes your EIN, business credit history, and professional credibility.

    What's Unique About Florida LLCs?

    Florida stands out for having no state income tax on individual LLC members — pass-through income is taxed only at the federal level. This makes Florida one of the most tax-advantaged states for business owners, particularly high earners who would face steep income taxes in states like California or New York.

    Florida's annual report is due May 1 — earlier than most states — with a sharp $400 automatic late penalty for any filing after that date. The Division of Corporations sends renewal notices in January, but it is your responsibility to file. If the report is not filed by the third Friday in September, administrative dissolution follows.

    Florida is one of the few states where Fictitious Name Registrations (DBAs) are filed at the state level rather than the county level, through the Division of Corporations. This simplifies the process for businesses operating across multiple Florida counties under a trade name.

    Key facts:

    • No state income tax on LLC pass-through income; Florida sales tax at 6% state rate plus local surtax
    • Annual Report filed annually
    • Annual Report due May 1 ($138.75); $400 automatic late penalty
    • No publication requirement; Fictitious Name (DBA) filed at state level

    Selecting a Name for Your Florida LLC

    Your Florida LLC name must be distinguishable from all existing entities registered in the Florida Division of Corporations database. It must include 'Limited Liability Company,' 'LLC,' or 'L.L.C.' Search the Sunbiz database at search.sunbiz.org before filing. Reserve your name online at sunbiz.org ($25 fee, 120-day hold) if you need time to prepare your formation paperwork.

    If you plan to operate under a trade name different from your LLC's legal name, Florida requires a Fictitious Name Registration (DBA) — filed with the Division of Corporations online at sunbiz.org ($50 fee), not at the county level. This is one of Florida's unique rules compared to most other states. Fictitious name registrations must be renewed every five years.

    When Should You Consult an Attorney for Your Florida LLC?

    You don't typically need a lawyer for a simple, single-member Florida LLC. But professional advice is essential if you have multiple owners, complex ownership percentages, high-liability risks, intellectual property, or are seeking outside funding. A lawyer makes sure your operating agreement fully protects your interests from day one.

    It is highly recommended to seek professional counsel in the following scenarios:

    • Multiple members or investors: You need a customized operating agreement to outline ownership stakes, voting rights, dispute resolution, and exit strategies. Off-the-shelf templates rarely cover these contingencies.
    • High-risk industries: If your business faces significant liability exposure (manufacturing, construction, consulting), an attorney helps ensure the corporate veil is not pierced.
    • Complex assets and IP: If your business will own patents, trademarks, or real estate, a lawyer ensures these assets are properly transferred and protected under the LLC.
    • Raising capital or adding partners: If you plan to seek venture capital or issue equity to employees, you may need a different business structure entirely, such as a C-Corporation.
    • State and local requirements: Florida's strong consumer protection laws and venue rules mean that businesses operating in Florida can face litigation in Florida courts. An attorney can help structure your operating agreement to manage risk specific to Florida's legal environment.

    Unlike formation-only services, LLC Attorney gives you on-demand access to licensed attorneys: flat-fee consultations in 30-minute increments, no retainer. You can talk to a licensed attorney about Florida's specific requirements before and after you file.

    Designating a Registered Agent

    Every Florida LLC must designate a registered agent with a physical Florida street address (P.O. boxes are not permitted). The registered agent must be available during regular business hours to receive service of process — lawsuits, legal notices, and official state documents.

    Professional registered agent services keep your personal home address off the public Sunbiz database, which is fully searchable online. If your registered agent cannot be reached, Florida will revoke the LLC's registered agent designation and may administratively dissolve the LLC if no replacement is filed. LLC Attorney provides registered agent service in Florida as part of its formation package.

    If the state is unable to deliver legal notices to your registered agent, Florida can administratively dissolve your LLC without additional warning.

    Filing the Necessary Formation Documents

    To form a Florida LLC, file your Articles of Organization with the Florida Division of Corporations at sunbiz.org. The filing fee is $125. Your Articles must include the LLC's name, principal address, registered agent name and address, and management type (member-managed or manager-managed).

    Online filings at sunbiz.org typically process within 1–3 business days. You receive an email confirmation with your document number once approved. Florida does not offer a formal expedited processing tier — filing online is already the fastest option. Print and store the approved Articles of Organization; every bank, government agency, and business partner will want a copy.

    Member-Managed vs. Manager-Managed: What to Choose

    When you file Form Online (sunbiz.org), you must choose a management structure. This decision cannot be left blank.

    Member-managed means all LLC owners share authority over day-to-day decisions. Every member can sign contracts, open accounts, and act on behalf of the company. This is the right choice for small teams where all owners are actively involved in running the business.

    Manager-managed means one or more designated managers run the company's operations. Managers can be members or outside appointees. This structure works best when your LLC has passive investors, when operational roles differ significantly between members, or when you want to limit decision-making authority to a smaller group.

    Your management structure is declared on Form Online (sunbiz.org) and can be modified later through your operating agreement. If you are the only member and you will run the business yourself, choose member-managed. If you have investors who are not involved in operations, choose manager-managed.

    Filing an Initial Annual Report

    Florida does not require an initial Statement of Information after formation. Your first annual compliance obligation is the Annual Report, due by May 1 of the year following your formation year. The annual report fee is $138.75, filed online at sunbiz.org.

    The $400 late penalty for missing the May 1 deadline is automatic — no grace period, no warning letter before the penalty applies. Set a calendar reminder for late April every year. After the third Friday in September, failure to file results in administrative dissolution. Reinstatement requires filing all past-due annual reports plus a $100 reinstatement fee.

    Your Florida LLC Operating Agreement (Strongly Recommended)

    Your operating agreement does not need to be filed with the Florida Division of Corporations. Keep it with your company records and give a copy to every member.

    A complete operating agreement covers: member rights and responsibilities, ownership percentages, profit and loss distribution, management structure, voting procedures, and dissolution rules. Florida permits oral or written operating agreements under § 605.0105, but a written agreement is essential for opening a business bank account and resolving member disputes.

    A generic template may omit Florida-specific provisions on member withdrawal, buyout rights, and dissolution. Florida courts have used the absence of a written operating agreement to justify applying default statutory rules that may not match member expectations. LLC Attorney drafts operating agreements tailored to Florida's requirements.

    Obtaining an EIN and Setting Up a Business Bank Account

    An Employer Identification Number (EIN) is required for any Florida LLC with more than one member, for LLCs that hire employees, and for opening a business bank account. Apply free at irs.gov/ein. The online application processes immediately and is available Monday–Friday, 7 a.m.–10 p.m. Eastern.

    Opening a separate business bank account is a non-negotiable step for protecting your LLC's liability shield. Florida courts have pierced the LLC veil when members commingled personal and business funds. To open an account, most Florida banks require your Articles of Organization, EIN confirmation letter, and your operating agreement.

    Registering for Florida State Taxes and Business Licenses

    Your federal EIN does not automatically register you with Florida state agencies. Depending on your business type, you may need to register for:

    • Florida sales and use tax (FL Department of Revenue, if you sell taxable goods or services in Florida) floridarevenue.com
    • Florida employer payroll taxes (FL Department of Revenue / DEO, if you are hiring Florida employees) floridajobs.org
    • Florida sales and use tax (if selling taxable goods or certain services in Florida)

    Failure to register when required results in back taxes, penalties, and interest.

    What to Do After Forming Your Florida LLC

    After your Florida LLC is formed, maintaining good standing requires a small but important annual compliance routine:

    • Annual Report (sunbiz.org): $138.75, due May 1 — $400 automatic late penalty if missed
    • Florida sales tax registration: required if you sell taxable goods or certain services — file returns monthly, quarterly, or semiannually
    • Employer reemployment tax: required if you have Florida employees — register with FL DEO
    • Maintain your registered agent on file with the Division of Corporations

    Cost to Start an LLC in Florida

    Florida is an affordable state for LLC formation with low annual compliance costs. The table below covers all state fees you are likely to encounter:

    FeeAmountNotes
    Articles of Organization (Form Online (sunbiz.org))$125Standard processing: 1–3 business days online; verify at Florida Division of Corporations for current times
    Annual Report (Online (sunbiz.org))$138.75Due within May 1 of the year after your formation year; $400 late penalty
    Annual Report (sunbiz.org)$138.75Due May 1 each year; $400 late penalty if filed after May 1
    Registered Agent (professional service)$100–$300/yrLLC Attorney registered agent service available
    Business Name Reservation$25Holds name for 120 days
    Fictitious Name Registration (DBA) / DBA$50Unlike most states, Florida Fictitious Name Registrations are filed at the state level with the Division of Corporations — not the county.; fee varies
    Certificate of Amendment (Online (sunbiz.org))$25To change LLC name later
    Legal / Tax AdvisoryVariesOn-demand attorney consults at LLC Attorney

    How to Form a Florida LLC Step by Step

    If You Do It Yourself

    Choose a business name that meets Florida's requirements.

    Your LLC name must be distinguishable from all existing Florida entities in the Division of Corporations database and must include "Limited Liability Company," "LLC," or "L.L.C." Florida LLC names must be distinguishable from existing entities in the Division of Corporations database. Names suggesting banking, insurance, or government affiliation may require additional approval. Search at search.sunbiz.org before you file. Your name search is not a reservation — someone can register your chosen name while you are preparing your paperwork.

    Reserve your name if you need time to prepare (optional).

    File a Name Reservation (Form Online (sunbiz.org)) with the Florida Division of Corporations, $25 fee, to hold your name for 120 days. Without this, another entity can file your chosen name between your search and your Articles of Organization submission. If you are ready to file immediately, you can skip this step.

    Designate your Florida registered agent.

    Every Florida LLC must have a registered agent with a physical Florida street address. P.O. boxes are not accepted. If you designate yourself, your personal address becomes publicly searchable on the Division of Corporations database — accessible to anyone, including parties who may sue your business.

    Decide your management structure before you open the form.

    Form Online (sunbiz.org) requires you to declare member-managed or manager-managed. Member-managed: all owners share authority over daily operations. Manager-managed: one or more designated managers run operations; passive investors do not have management authority. This field cannot be left blank.

    Download the current version of Form Online (sunbiz.org) from the Florida Division of Corporations website.

    Go to sunbiz.org and search for "Online (sunbiz.org)." Always download directly from the Division of Corporations — older PDF versions are rejected at filing. Check the revision date printed on the footer before using it.

    Complete Form Online (sunbiz.org) carefully.

    Fill in: (1) exact LLC name, (2) registered agent designation with full Florida street address, (3) management structure, (4) purpose statement — use the standard all-purpose clause if you're not in a regulated industry, (5) organizer signature. Do not leave any field blank — incomplete forms are rejected with no refund of the filing fee.

    Submit Form Online (sunbiz.org) and pay the $125 filing fee.

    File online at sunbiz.org or by mail to the Tallahassee Division of Corporations office. Online filing typically processes 1–3 business days online.

    Wait for your Articles of Organization to be approved.

    Your LLC does not legally exist during this waiting period. You cannot open a business bank account, enter contracts as the LLC, or hire Florida employees until the Florida Division of Corporations approves your Articles of Organization. Processing can extend to 2–4 weeks by mail.

    Receive and store your stamped Articles of Organization.

    The Florida Division of Corporations returns a certified copy of your approved Articles of Organization — by email for online filings, or by mail for paper filings. This is your LLC's birth certificate. Keep the original in a secure location and make at least two certified copies immediately. Every bank, most government agencies, and many vendors will ask for a copy.

    Draft your operating agreement.

    Florida law does not require every LLC to have a written operating agreement (Fla. Stat. § 605.0105). An operating agreement does not need to be filed with the Florida Division of Corporations — keep it with your company records. Keep it with your company records and provide a copy to every LLC member. A minimum compliant agreement covers: member ownership percentages, management authority, voting rights, profit and loss allocation, and dissolution procedures. A generic template may omit Florida-specific provisions on member withdrawal, buyout rights, and dissolution. Florida courts have used the absence of a written operating agreement to justify applying default statutory rules that may not match member expectations.

    File your initial Annual Report (Online (sunbiz.org)) within May 1 of the year after your formation year.

    After your Articles of Organization is approved, you have May 1 of the year after your formation year to file Online (sunbiz.org) with the Florida Division of Corporations. Filing fee: $138.75. Missing the deadline triggers a $400 automatic late penalty — no grace period, no warning.

    Apply for your federal EIN with the IRS.

    Apply free at irs.gov/ein. The online application is available Monday–Friday, 7 a.m.–10 p.m. Eastern. There is a 15-minute inactivity timeout. International founders without a U.S. SSN or ITIN must apply by phone (267-941-1099).

    Open a dedicated business bank account.

    Do not skip this step. Commingling personal and business funds is the most common reason courts pierce the LLC liability shield. To open a business bank account you will typically need: stamped Articles of Organization, EIN confirmation letter, your operating agreement, and personal ID of all authorized signers.

    Register for Florida state taxes.

    Your federal EIN does not automatically register you with Florida state agencies. Depending on your business, register for Florida sales tax (FL Department of Revenue) and employer payroll taxes (FL Department of Revenue / DEO) as applicable. Failure to register when required results in back taxes, penalties, and interest.

    Pay your Florida annual state taxes and fees by the correct deadlines.

    Florida pass-through LLCs owe no state income tax — income flows directly to members' federal returns. Your only recurring state obligation is the annual report ($138.75), due by May 1 each year. Missing the May 1 deadline triggers a $400 late penalty automatically. If your LLC sells taxable goods or certain services, register for Florida sales tax through the Department of Revenue.

    Set annual compliance reminders for every year going forward.

    Florida LLCs must file and pay on a recurring basis:
    • Annual Report (sunbiz.org): $138.75, due May 1 each year — $400 automatic late penalty if missed
    • Florida sales tax registration and filing: if selling taxable goods or services; filed monthly or quarterly
    • Florida reemployment tax (unemployment): if you have employees, register with FL DEO
    Missing any of these puts your LLC in bad standing with the Florida Division of Corporations or FL Department of Revenue. If you would rather not manage this process yourself, LLC Attorney handles Florida LLC formation starting at $49.
    Ready to form your Florida LLC?LLC Attorney handles Florida LLC formation starting at $49. Same-day filing available at no markup on state fees.Start My Florida LLC

    If LLC Attorney Does It for You

    Submit your information

    Name, management structure, registered agent preference, and target formation date. No forms to find or download.

    We handle everything

    LLC Attorney files your Articles of Organization, drafts your operating agreement, handles your EIN application, and covers same-day filing if needed.

    Receive your documents

    Approved Articles of Organization, EIN confirmation, and operating agreement through your client portal. Annual compliance reminders included.

    What You Actually Get When You Form Your Florida LLC with LLC Attorney

    A zero-dollar filing offer is never really free in Florida. Before any service markup, Florida itself charges $125 for your Articles of Organization at formation. Once you add a Florida registered agent, an operating agreement, and the EIN that nearly every LLC needs, an advertised free price typically lands in the $225 to $500 range.

    Included with LLC Attorney formation:

    • Same-day or 24-hour Florida filing at no markup on the state fee. Most services charge extra to expedite.
    • An attorney-drafted operating agreement, customized, not an auto-generated template.
    • Access to attorney-trained Business Success Advisors at no charge, to guide entity and structure decisions.
    • Optional flat-fee attorney consultations (no retainer) when your situation needs a licensed attorney.
    • One account to manage ongoing Florida compliance: annual report filing and mail scanning.

    A proper Florida LLC formation keeps your personal assets protected while positioning you to maintain good standing on May 1 each year.

    Starting Your Florida LLC with LLC Attorney

    Florida LLC formation is affordable and fast — $125 to file, no state income tax, and an online portal that processes within days. The annual report due May 1 ($138.75) is the critical date to protect your LLC's good standing. LLC Attorney handles Florida LLC formation and registered agent service starting at $49.

    LLC Attorney handles Florida LLC formation starting at $49. Same-day filing is available at no markup on state fees. On-demand, flat-fee attorney consultations in 30-minute increments — no retainer — cover operating agreement drafting, entity type questions, and state tax planning. Everything you need for Florida, without a traditional law firm retainer. See our full pricing for all service tiers.

    Ready to Launch Your Business in Florida?Follow our fast, easy process to get started right now.Start My Business

    Frequently Asked Questions

    Online filings at sunbiz.org typically process within 1–3 business days. Mail filings can take 2–4 weeks. Florida does not offer a formal same-day or expedited service tier for LLC formation — if turnaround time matters, file online.

    Florida LLCs with pass-through taxation owe no state income tax. Your annual state obligation is the $138.75 annual report, due May 1. If your LLC is taxed as a C-corporation, Florida's 5.5% corporate income tax applies. Sales tax registration is required if you sell taxable goods or services in Florida.

    Single-member Florida LLCs owe no state income tax. The LLC is disregarded for federal tax purposes — income and losses flow to your personal federal return. The $138.75 annual report is still required each year, regardless of membership structure.

    Florida has no statewide general business license, but many cities and counties require a local business tax receipt (occupational license). Certain industries require state-level professional licenses through the Department of Business and Professional Regulation (myfloridalicense.com). Check local requirements before operating.

    A Florida LLC can hire employees. You will need an EIN from the IRS, register with FL Department of Revenue / DEO for payroll taxes, and comply with Florida employment law requirements. LLC Attorney's formation packages include EIN filing.

    To change your Florida LLC name, file an amendment to your Articles of Organization through sunbiz.org. The filing fee is $25. If you operate under a fictitious name, you must update or re-file the Fictitious Name Registration with the Division of Corporations ($50 fee). The form is Online (sunbiz.org) and the fee is $25.

    To dissolve a Florida LLC, file Articles of Dissolution with the Florida Division of Corporations online at sunbiz.org ($25 fee). You must also close any sales tax and employer accounts with the FL Department of Revenue. The Division of Corporations processes online dissolutions within a few business days.

    Missing the May 1 annual report deadline triggers a $400 automatic late penalty. If the annual report is not filed by the third Friday in September, Florida will administratively dissolve your LLC. Reinstatement requires filing the annual report, paying all past-due fees, and paying a $100 reinstatement fee.

    If the Florida Division of Corporations cannot deliver legal notices to your registered agent, the state can administratively dissolve your LLC without additional warning. A professional registered agent service ensures a qualified person is available at a physical Florida address during business hours to receive any legal documents on your behalf.

    Florida does not legally require an operating agreement, but it is strongly recommended. Without one, your LLC is governed by Florida's default LLC statute (Ch. 605), which may not reflect how you want to run the business. Banks typically require a written operating agreement to open a business account.

    Learn More About Florida

    Learn More About

    Whether you're planning, starting, or running a business, we've got the information you need.